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10.4.1 Purpose

10.4.2 Member this Part applies to


In the total workforce system, this includes a member in any Service category, except Service category 1.

Examples for Personal effects: Briefcases, handbags, wallets, watches, hand luggage, suitcases, jewellery, portable radios, cameras, personal cash, pens, dentures and glasses.

Defence Insurance with Comcover provides coverage for personal effects while in an approved workplace or while on approved travel inside Australia. Claims should be submitted to Comcover in the first instance.

10.4.4 Payment for loss or damage


If the member contributed to the loss or damage, the amount considered for payment may be reduced.


Example: A member's glasses are damaged beyond repair. It could be reasonable to approve a payment that includes the cost of an eye examination which is part of the process for obtaining replacement glasses.

10.4.5 When this Part does not apply

Pay and conditions manual


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Visit the Afghanistan Inquiry website for information and welfare support regarding The Inspector-General of the Australian Defence Force’s (IGADF) Afghanistan Inquiry.