In the total workforce system, this includes a member in any Service category, except Service category 1.

Examples for Personal effects: Briefcases, handbags, wallets, watches, hand luggage, suitcases, jewellery, portable radios, cameras, personal cash, pens, dentures and glasses.

Defence Insurance with Comcover provides coverage for personal effects while in an approved workplace or while on approved travel inside Australia. Claims should be submitted to Comcover in the first instance.

If the member contributed to the loss or damage, the amount considered for payment may be reduced.

Example: A member's glasses are damaged beyond repair. It could be reasonable to approve a payment that includes the cost of an eye examination which is part of the process for obtaining replacement glasses.