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ADF Cover death benefits

If you’re a member of MSBS or DFRDB, check your special conditions for death benefits. 

Before making any decisions about your super, you should seek independent financial advice. 

Spouse benefits

  1. Determine the number of whole years between your age at the time of your death and the age of 60. 

  2. Multiply the number from step 1 by your ADF Cover super salary.  

  3. Multiply the result from step 2 by 1.5%.  

Child benefits

  1. Multiply 67% by the basic annual rate of invalidity pension on the day of your death.  

  2. Multiply the result of step 1 by the percentage for the number of eligible children you have. 

Estate benefits

Appeals

Insurance when you turn 60

You should get independent financial advice before making any decisions about financial products. 

Notifying CSC when a member dies

Defence will notify CSC if you die while you’re serving. 

More information about your death benefits

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