Spouse benefits
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Determine the number of whole years between your age at the time of your death and the age of 60.
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Multiply the number from step 1 by your ADF Cover super salary.
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Multiply the result from step 2 by 1.5%.
Child benefits
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Multiply 67% by the basic annual rate of invalidity pension on the day of your death.
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Multiply the result of step 1 by the percentage for the number of eligible children you have.