Any payments you get from ADF Cover may impact other benefits you’re getting from the Department of Veterans’ Affairs or other Commonwealth agencies. Contact the relevant agency to find out how your payments may be impacted.
Invalidity benefits
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Determine the number of whole years between your age at the time of your medical separation and the age of 60.
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Multiply the number from step 1 by your reported ADF Cover super salary.
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Multiply the result from step 2 by the incapacity factor (2.2% for Class A).
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Determine the number of whole years you served before your medical separation.
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Multiply the number from step 1 by your reported ADF Cover super salary.
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Multiply the result from step 2 by the incapacity factor (2.2% for Class A).
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Determine the number of whole years between your age at the time of your medical separation and the age of 60.
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Multiply the number from step 1 by your reported ADF Cover super salary.
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Multiply the result from step 2 by the incapacity factor (1.1% for Class B).
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Determine the number of whole years you served before your medical separation.
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Multiply the number from step 1 by your reported ADF Cover super salary.
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Multiply the result from step 2 by the incapacity factor (1.1% for Class B).
Increases in your pension
Reviews of your pension
Appeals
If you die while getting an invalidity pension
Insurance when you turn 60
You should get independent financial advice before making any decisions about financial products.